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Fla. in top 10 for non-flood water damage

 

TALLAHASSEE, Fla. – April 8, 2014 – Florida is one of the top 10 states for water-related insurance claims that don't involve flooding. Overall, that's a bit positive. Since the state is the fourth largest in the U.S. – almost third largest – its rank as No. 8 seems better than average.

However, much of the non-flood water damage in states to the north comes courtesy of winter, such as frozen water pipes that burst or basement flooding.

State Farm Insurance says it paid more than $1.3 billion for more than 175,000 water loss claims in 2013. Most resulted from frozen pipes, flooded basements and broken appliance hoses.

Home flood prevention tips

  • Pull out everything under sinks monthly and check for moisture on the floor and along the wall.
  • Check water lines to ice makers, disposals, dishwashers and other appliances that use water being careful not to kink or puncture water lines as the appliance is moved.
  • Consider replacing appliance hoses with a tougher hose that's covered in flexible, braided steel.
  • Check drains and gutters – water can seep into homes if leaves and debris block gutters and drain pipes.
  • Inspect the roof. Check for loose shingles and make sure edging is tight.
  •  Inspect window frames and doors for gaps between the sills for caulk that needs replaced. Prime/paint and caulk any damaged wood.
  • Review and understand what your insurance policy covers.

State Farm's top 10 states for 2013 water-related claims

  1. Texas: 21,700 claims
  2. California: 17,900 claims
  3. Georgia: 10,200 claims
  4. Pennsylvania: 9,100 claims
  5. New York: 8,700 claims
  6. Illinois: 8,100 claims
  7. Arizona: 5,900 claims
  8. Florida: 5,800 claims
  9. Michigan: 5,400 claims
  10. Tennessee: 4,400 claims

© 2014 Florida Realtors®

 

Related Topics: Property insurance