The state’s insurer of last resort shed about 541,000 policies in 2025 as depopulation and legal reforms shifted coverage back to private insurers.
Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows.
AI tools can help professionals define clearer financial targets, break goals into steps and organize planning — with care around data privacy and verification.
Digitally savvy, repeat buyers now dominate the market, using online research to screen agents before first contact and moving quickly once they engage.
Young buyers are pooling resources as lenders adapt, offering programs for unrelated co-borrowers and credit models that better reflect real-world payment behavior.
Florida Realtors takes a member-first approach to technology, pairing practical tools with education to deliver real world value.
Rates on 30-year mortgages fell to 6.15%, while 15-year rates dipped to 5.44%, reflecting easing borrowing costs heading into the new year.
The new and updated listing, leasing and compensation forms reflect MLS policy changes, current laws and local requirements, with older versions retired and replaced.
Pending home sales rose 3.3% in November and 2.6% year over year, with gains in all regions as improving affordability and inventory drew more buyers into the market.
HOAs can restrict holiday decorations if its rules allow. Review governing documents, ask for clarification and work with neighbors to seek changes.
