Financial experts said slowing wage growth is hitting young adults hardest. High housing costs and weaker job gains are delaying first-time buyers.
Buyers may be able to assume a seller’s FHA or VA loan and keep a lower rate, but covering the price difference and navigating slow approvals can be challenging.
Temporary tax breaks through 2029 may help small business owners. Review SALT limits, income phaseouts and new deductions to capture savings.
With home prices up, more buyers are partnering with friends to afford a home. Experts urge clear planning and legal agreements.
First-time buyers in 2026 should focus on readiness, not rate timing. Pricing constraints remain, so early lender talks and clear budgets can help.
A new report finds property insurance costs would be 14.5% higher without recent reform, stabilizing a major expense in Florida home purchases.
As the market steadies, newer agents may have an edge by focusing on fundamentals, building owned systems and tracking progress from first contact to closing.
Buyers and sellers shape opinions on Reddit, TikTok and YouTube before calling. Realtors who show up where trust forms can win earlier in the decision cycle.
A 600 score falls in the fair range. Buyers may face fewer loan options and higher rates, though some mortgage programs allow lower scores.
U.S. existing-home sales fell 8.4% in January, including a 9% drop in the South. Prices reached a January high and mortgage rates were lower than a year ago.
