IRS Free File Opens Early for Some Taxpayers
Eligible taxpayers with AGI of $89K or less can file federal returns early using IRS Free File. Others can start Jan. 26.
NEW YORK — While many people will have to wait until Jan. 26 to file their taxes, taxpayers who qualify for the IRS Free File program can already submit their federal returns, the agency said in a recent news release.
To qualify for the program, you will need to have a 2025 adjusted gross income (AGI) of $89,000 or less. You can start the process on the IRS website.
Those with a higher AGI who are comfortable doing their own taxes can use Free File Fillable Forms – an electronic version of IRS forms – starting Jan. 26.
In 2026, the following eight private companies will be offering guided tax software to eligible taxpayers: 1040Now, Drake (1040.com), ezTaxReturn.com (offers English and Spanish), FileYourTaxes.com, On-Line Taxes, TaxAct, TaxHawk (FreeTaxUSA) and TaxSlayer.
The IRS notes that each company "sets its own eligibility requirements, which may include age, income, state residency and military status." Some also offer free state tax return preparation and filing, according to the IRS.
- To use Free File, you'll need the following documents:
- Social Security number or individual tax ID number (ITIN)
- Bank account and routing numbers to receive a refund or pay owed taxes
- Your AGI and exact refund amount from 2025 return, if filed
- Your name as it is listed with the Social Security Administration
- Your current address
- If you e-filed last year, your self-select PIN
- Your IP PIN if you received one from the IRS
Eligible taxpayers can benefit from the program by saving on tax preparation fees and taking advantage of potentially valuable tax credits, the IRS says.
Don't forget to take advantage of tax credits
Tax credits allow taxpayers to subtract dollar-for-dollar from their income tax bill, but many people miss out simply by failing to claim them.
The enhanced adoption credit provides up to $5,000 for eligible taxpayers.
Others, such as the clean vehicle and home energy credits, expired in 2025 but could still be claimed depending on the timing of the vehicle purchase or home modification.
Tax filing season goes through Wednesday, April 15, according to the IRS.
© 2026 WJTV, Nexstar Broadcasting, Inc. All rights reserved.