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July 24, 2015: Redlines of Updated Contracts      

The forms listed below are being revised.  Changes are limited and are a result of new CFPB regulations impacting the residential lending industry, which take effect Oct. 3, 2015.

Redlined versions of the forms – with changes indicated – are available for download below for your advanced review.

These forms will be released for use the last week of September. The previous versions of these forms will be removed from Form Simplicity when the new forms become available. Please note, with regard to the FloridaReators/FloridaBar forms, format is not yet final, including placement of asterisks. 

Redline or highlighted versions:

Summary of revisions:


Oct. 20, 2014: Updated redline/highlighted residential contracts

Please note:
The Florida Realtors/Florida Bar Residential Contract, its AS IS companion and several of the Comprehensive Riders are now live and available in Form Simplicity and through other forms vendors. Changes are minimal and are a result of marketplace issues or law changes.

We are providing redline/highlighted versions of the forms – with changes indicated – and a summary of the changes. The "Talking Contract" will soon be available again, and will include the revisions.

Redline or highlighted versions

Summary of Revisions


NAR: Core Standards Compliance

NAR links for Professional Standards information:

National Association of Realtors links: – For consumers

RPR: Realtors Property Resource

Property Management 

The Fair Credit Reporting Act has been amended.  Effective July 21, 2011, if you take action that requires you to provide a Notice of Adverse Action and the adverse action is based in whole or in part on a numerical credit score,  you must now also provide the consumer a written or electronic disclosure that includes the following additional information:

  • A  numerical credit score
  • The range of possible credit scores under the model used
  • All of the key factors that adversely affected the credit score of the consumer in the model used, the total number of which shall not exceed 4
  • The date on which the credit score was created
  • The name of the person or entity that provided the credit score or credit file upon which the credit score was created
Document Downloads

Unmanned Aircraft Systems and Assistance Animals

Steps Under FS 475.25(1)(d)1 for Escrow Disputes

Attorney General letter interpreting 475.42 (1)(d), Florida Statutes

This document outlines circumstances when a sales associate may be paid directly. 

FREC final order payment of commissions
This FREC final order states that a sales associate may be paid commission directly at closing upon the broker’s written authorization identifying the transaction, the sales associate to be paid and the amount of commission to be paid.

Can-do's for unlicensed assistants
Do you have a personal assistant? FREC has provided these new guidelines for activities an unlicensed assistant may legally undertake.