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VA Home Loan Reform Act Becomes Law

A new law allows veterans to directly compensate real estate agents and gives them equal footing in the housing market, a change long championed by NAR.

WASHINGTON – President Donald Trump signed H.R. 1815, the VA Home Loan Reform Act, into law on Wednesday, which aims to make permanent the VA's temporary policy allowing veterans to directly compensate their real estate agents, ensuring they can participate in the housing market on equal footing with other homebuyers.

NAR has championed efforts to ensure veterans can access professional real estate representation, securing a 2024 temporary suspension of a VA policy that barred them from paying for such services. Since then, NAR has worked with the VA and Congress to permanently eliminate the outdated rule that had blocked veterans from having representation in transactions involving seller-paid commissions.

"Veterans deserve the same shot at homeownership as every other buyer, and NAR is grateful that the president has signed this measure into law," says Shannon McGahn, NAR executive vice president and chief advocacy officer. "NAR has maintained unwavering support for this bill, giving veterans equal footing in the housing market and allowing veterans and active-duty service members the same advantages as other buyers in a competitive real estate market. NAR remains committed to supporting our veterans and the brave men and women who serve this country in the armed forces, ensuring they are given equal opportunities to achieve the American Dream of homeownership."

NAR previously sent a letter of support to House leadership and published stories following House and Senate passage.

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