NAR-Supported Privacy Bill Signed Into Law
The Homebuyers Privacy Protection Act became law on Friday, restricting trigger leads and shielding consumers from unwanted calls, texts and emails.
WASHINGTON — President Donald Trump signed into law H.R. 2808, the Homebuyers Privacy Protection Act, bipartisan legislation that prevents homebuyers from being inundated with unsolicited calls, texts and emails from competing lenders offering loans.
Representatives John Rose (R-Tenn.) and Ritchie Torres (D-N.Y.) introduced the bill that seeks to restrict the widespread and often abusive practice of selling mortgage credit “trigger leads.” Trigger leads are generated when a consumer applies for a mortgage, prompting a lender to make a credit inquiry with a consumer reporting agency (CRA).
“The National Association of Realtors® strongly supported this legislation from day one, fighting to end a practice that bombards homebuyers with unwanted calls, texts and emails at one of the most important moments of their lives,” said Shannon McGahn, NAR executive vice president and chief advocacy officer. “This is a win for transparency, consumer control and privacy in the mortgage process. We are grateful to the president for signing this act into law; to Representatives Rose and Torres for leading this effort; and to the bipartisan coalition in Congress that made it possible. Homebuyers now have a stronger shield to protect their personal information, and that’s a victory for every future homeowner in America.”
NAR previously joined several organizations in a letter of support for the bill to the House Financial Services Committee, led by French Hill (R-Ark.) and Ranking Member Maxine Waters (D-Calif.). Senators Jack Reed (D-R.I.) and Bill Hagerty (R-Tenn.) introduced companion legislation in the Senate.
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