Updated scoring models will allow government-backed loan programs to consider additional data in underwriting, including rent and utility payment history.
Rates on 30-year fixed mortgages fell to 6.23% from 6.3% last week, while 15-year rates dropped to 5.58% from 5.65%, giving buyers more breathing room.
In a slower market, sharper prospecting, clearer expectations and steadier negotiation can help agents hold deals together and protect business.
About 85% of homeowners say they didn’t have key information before buying, with common gaps around down payments, costs and financing options.
Florida leaders say budget progress continues, but no immediate return to Tallahassee is planned, leaving session timing to continuing budget negotiations.
The region, including Florida, saw the strongest gains, with signings up 3.9% monthly and 2.3% yearly as job growth and price cuts drove activity.
Focusing on past customers and contacts with helpful, timely posts can spark conversations, build familiarity and drive referrals over time.
One-story homes offer open layouts, simpler maintenance and long-term usability, aligning with how many buyers want to live now.
Florida Realtors’ MLA-6 form can update pricing, timelines and more, yet it’s often overlooked despite its flexibility and ease of use.
Higher-income careers still lead in homeownership, but local affordability is reshaping who can buy, with many metro areas seeing shifts over the past decade.
