Debt-to-income ratio, savings balances and credit scores shape borrowing power, loan terms and readiness to buy a home in today’s market.
Mortgage rates edged higher, with 30-year loans at 6.1% (up from 6.09%) and 15-year rates at 5.49%. Buyers and sellers are watching what comes next.
Vacant and neglected homes can attract pests, wildlife and squatters, raising health and safety concerns for neighbors and putting pressure on nearby property values.
Refinancing can lower monthly payments, change loan terms or tap home equity, but fees, credit scores and timing matter when replacing an existing mortgage.
With no immediate rate changes from the Fed, the next moves for mortgage rates may depend on economic reports and any action involving mortgage-backed securities.
Focusing on buyers by behavior and interests, rather than age, gender or family status, helps agents reach new consumers while avoiding legal risks.
The Real Estate Settlement Procedures Act prohibits referral kickbacks for lenders and settlement services. Paying fair market value for real services is allowed.
The Code of Ethics has adapted with the real estate industry for over 100 years. Updates to the Code of Ethics and Arbitration Manual go into effect at the beginning of each year. Here’s what’s new in 2026.
A thoughtful remodel starts with how a home works day to day. Planning for layout, systems and future needs helps improve comfort, durability and long-term value.
Confidence declined as concerns about job availability and high prices grew. Views of the labor market were the weakest in nearly five years, signaling caution on spending.
