News & Media

HOA Fine? 50% of Homeowners Say They Ignore It

The U.S. has more than 300K HOA communities, and 54% of millennials and 53% of Gen X say they’re likely to skip paying HOA fines – but boomers don’t.

NEW YORK – Many homeowners often have a love-hate relationship with their homeowners associations (HOAs). They appreciate those that mow the lawn, manage neighborly disputes, offer amenities and organize social events, but they don’t agree with all their rules.

Over the past 50 years, the number of Americans living in a community association has grown from 10,000 communities in the 1970s to more than 300,000 as of 2016, according to a reports. The figures include single-family associations as well as condo and co-operative communities.

According to, HOAs levy the most fines to homeowners for improper landscaping and trash being put out too late or early. For the survey, surveyed more than 700 people living in HOA communities.

Overall, 52 percent of homeowners said they have not paid an HOA fine. However, millennials were the most likely to skip out on paying a fine at 54%, followed by Generation X at 53% – but no baby boomer surveyed said they did not pay an HOA fine if they received one.

Twenty-nine percent of homeowners say they have knowingly broken an HOA rule, a percentage that was fairly stable across all age groups. Nearly one-third said they broke one of their association’s rules at some point and hoped they wouldn’t get caught.

Source: “Hidden HOA Sentiments,” (October 2019)

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