A Florida consumer group says recent reforms have reduced litigation, lowered Citizens’ policies and attracted new insurers, helping stabilize the market.

When a property line dispute occurs, document the issues carefully, know the local rules, send a written request if needed and consult an attorney if issues persist.

The average rate on a 30-year mortgage slipped to 6.74% from 6.75% last week, while the 15-year rate dropped to 5.87% from 5.92% last week, Freddie Mac said.

Mortgage rates and affordability continue to challenge the housing market, keeping buyers hesitant and new-home sales sluggish despite builder incentives.

Homeowners can quickly boost curb appeal by painting the front door, adding lighting and plants, and keeping the exterior clean and cohesive.